WELCOME TO RIVER DAVES PLACE

Cause of Construction Insurance - Havasu

Deja_Vu

Essex Affectionado
Joined
Aug 4, 2014
Messages
6,262
Reaction score
4,758
Title should say "Course of Construction Insurance - Havasu"

Thought I would share my experience with getting a quote for some cause of construction insurance.
This covers you and your property while it is getting built. Covers materials theft etc.
Liability in addition to the builders in case of an accident on site.
Covers the subs I will use for landscaping and a golf net after the build etc.

I did some online research and looked at AM Best ratings and reviews .
American Family and AllState were highly rated. So I call both branches that are on Acoma in Havasu on Monday.
I speak with a live person each time and they take the pertinent info and tell me they will call me back.

Tuesday.....nothing
Wednesday ....I get a call from a nice girl at American Family asking for more pertinent info. :cool
Thursday...... I get another call From AF but no quote....they are working on it :grumble:

So I start asking around from my friends, my realtor, my friends realtors lol I get referred to Farmers
I call the dude from Farmers and he answers the phone right away. He takes down my info and says he will call me right back.
He actually called back and gave me an awesome quote! :party2:

500k personal liability
185k contents (covers my stuff in storage now also)
335k replacement costs on my new home
$430

I finally got a Quote from American Family via Email... $668 for very similar coverages

Still Nothing from AllState :rolleyes

In Summary...FARMERS comes through!!!
I would highly recommend my new Agent Anthony Oskolkoff
He has good rates and he returns phone calls and emails. :thumbsup
 
Top