GRADS
Phishing license is paid up to date
- Joined
- Dec 19, 2007
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Got my credit score back over 800....sure did take a while.
Should make the loan on the new Jet-bote painless.Got my credit score back over 800....sure did take a while.
Got my credit score back over 800....sure did take a while.
Got my credit score back over 800....sure did take a while.
Where was the score 10 years ago?
BTW...Want to laugh? I paid my house off last year and my credit score went from 850 to 834.
Years ago they would ding you with too much available credit or debt, now it seems the more the better.it’s bizarre how they calculate that score isn’t it? Lol
Yes it is, My score has bounced between 832-850 for years with little to no variance in my lifestyle or buying habits.it’s bizarre how they calculate that score isn’t it? Lol
Owing is glowing in the credit game.
Yes. In 2009 My score was around 820-840. Filed BK and woke up one day and it was something like 520.Did you file bankruptcy????
Credit Karma and the bureau websites don't mean crap, FYI. Score is dependent on the type of financing you are applying for.
Example, I have a 778 with Equifax on Credit Karma and 723 on the Equifax site. Doing refinances on both of my houses right now and my Equifax is a 617. Good thing mortgage doesn't use the low score because that is some BS!! Over 100 point difference right there. Also, just got a new CITI Rewards card and they pulled Equifax with a score of 708. There is absolutely no method to this madness.
Where was the score 10 years ago?
BTW...Want to laugh? I paid my house off last year and my credit score went from 850 to 834.
Both my mortgage and my car payment are ridiculously low. I only have 2 credit cards with a balance of less than $2k. Income is about 130k. Score on all 3 agencies is around 760-780. They tell me I need to take on more debt to bump up score.
Debt is why 1/2 of the wealthy are fake.Debt is wealth. It’s why the upper wealth classes don’t pay taxes.
Your personal credit score is not a direct reflection of how responsible of a human being you are. You only need a good credit score if you need to borrow money....
Fixed it for ya
I just eliminated all debt I had accumulated, and my score dropped......didn't close anything either. Figure that one out. Better to be debt free than an 825 with $1000 a month in misc payments of shit though
Debt is why 1/2 of the wealthy are fake.
Also, keep in mind that for a mortgage you get the same rate whether you are 740 or 850. 740+ is tier 1. I understand how cool it is to say "I have an over 800 credit score", but in reality a 760 is just as good.
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I do see one item that hasn't updated, but it still makes no sense that it dropped.If you didn't close anything that makes no sense at all unless the paid off debt wasn't being reported yet.
Got my credit score back over 800....sure did take a while.
MWhere was the score 10 years ago?
BTW...Want to laugh? I paid my house off last year and my credit score went from 850 to 834.
I get the same thing. Credit Karma will show 703, BofA Credit Monitor shows 658, and Ill go to get a car and it blows a 780. No rhyme or reasoN!
I have hear Credit Karma purposely reports low to try to get you to get more cards and offers.
I think at the lowest it was 500, could have maybe even dropped sub 500, currently 831 on Equifax.Congrats.... At 800+ you can "stroke of a pen" to practically anything.
How low was it at the start?
Where was the score 10 years ago?
BTW...Want to laugh? I paid my house off last year and my credit score went from 850 to 834.
Put it this way, in 2006 I walked into the L.A. Boat Show and bought a $250,000 Eliminator with nothing but my social security #.Where was the score 10 years ago?
I found out the highest score on the Equifax credit reporting system is 818, not the 850 used by Experian and TransUnion. The bank used Equifax's report, and my score is 808, which is 98.8% of 818,
And to Grads...good for you.
Put it this way, in 2006 I walked into the L.A. Boat Show and bought a $250,000 Eliminator with nothing but my social security #.
A few things I learned today
RDP inmates have no mortgage, pay for everything in cash and have 850 credit scores.
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Put it this way, in 2006 I walked into the L.A. Boat Show and bought a $250,000 Eliminator with nothing but my social security #.
...............except meeeeeA few things I learned today
RDP inmates have no mortgage, pay for everything in cash and have 850 credit scores.
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A few things I learned today
RDP inmates have no mortgage, pay for everything in cash and have 850 credit scores.
Most people that disagree with that statement don't have good credit. Lol