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  1. bowtiejunkie

    car detailing ?

    This. I mostly use Adam's Polishes, including towels, but use Chemical Guys glass cleaner and Extreme Shampoo. Both these suppliers have an extensive product line. I stick to the basics now as it's too easy to go nuts buying and trying everything they offer. Lol
  2. bowtiejunkie

    Eclipse Hype ? WTF

    In the path here. News has been hyping it for awhile. Especially the traffic impact after the eclipse. My dad and step-mom are on a 30 trailer trailer road trip from California with two other couples. They booked their RV park res East of Dallas 1.5 years ago. Their all retired. I'm taking...
  3. bowtiejunkie

    Stock Market questions

    Well, I rolled my 401k out to a IRA last September 2023, due company failure and plan was terminating. S&P 500 was about 4,750. It dipped to ~4,150 at end of October 2023. That's roughly 24% lower from today's close of 5,147. I didn't put my money back into the funds I had and got hung out...
  4. bowtiejunkie

    Is it just me or is this a little out of hand?

    People suck! The end.
  5. bowtiejunkie

    Lets add to the older guy threads here...... eyeglasses..... need inputs

    Must be the simple screen protector I've been using. Will try a different one.
  6. bowtiejunkie

    Let’s see those home office desks

    I bought this at IKEA in 2010. It has held up well.
  7. bowtiejunkie

    Lets add to the older guy threads here...... eyeglasses..... need inputs

    I have two eyeglasses. One traditional eyeglasses with clear progressive lenses. And sunglasses with single vision polarized lenses. I don't like polarized, so won't go that route again, but that's just me (and I can't read my cell phone with the polarized lenses).
  8. bowtiejunkie

    Anyone here start/buy a franchise? Pros/cons

    This was 2005, but my accounting contact at a client in Boise, ID had 3 Subway franchises. Had just got the 3rd up and going, but determined once that was up to speed he'd have enough income to replace his day job and then would just manage the 3 Subway stores.
  9. bowtiejunkie

    What's "California Complains fee" for trucking?

    Probably emissions compliance? That's a hefty fee for one shipment! New profit center for FedEx @ that rate.
  10. bowtiejunkie

    Car Dealer Who Didn’t Install Extras They Charged For

    If the $3k of extra items is written in the contract your son signed, I'd have the dealer install everything included in the $3k. Then, move on. I think either removing or getting a refund for said $3k or items would be a headache not worth battling. Maybe that's just me? I mean, if it's in...
  11. bowtiejunkie

    Old guys

    This list has to be at least prior to 2017. The senior lifetime national park service annual pass increased that year from $10 to $80. I bet some of those discounts still exist. I have a few more years before I start raising hell about my old person discounts.
  12. bowtiejunkie

    Anyone follow Nascar anymore?

    TV viewership is down, 5% in 2023 and 10% since 2018. Dale Sr dying was the start of the decline for me. Then, the points format changed to what is now evolved into and called Chase for the Cup. I was about done at that point. I think it's ridiculous. - Toyota be let in - cars have...
  13. bowtiejunkie

    Allstate approved 30% increase

    Add me to the list of increases for HO ins. AAA Texas, 28% increase of premium. The dwelling coverage amount went up $20k. Deductible for any covered peril is now $5600 (1%). We bought the house in 2020 and premium was $1,375; it's now $2,800. Dwelling amount has increased $150k or 36% in...
  14. bowtiejunkie

    Real Train Caboose

    Bad ass! I'd go for if you have the means.
  15. bowtiejunkie

    Is it OK if I share some joy? I am just so friggin happy!

    Personally, I'd consider retiring if my NVIDIA was worth $3MM (plus the money I already have). I'd definitely have to break a large chunk off to diversify and create a security blanket. If it represents a nice 'bonus', rather than a life changing event, then maybe buy something, go on a...
  16. bowtiejunkie

    Who carries cash and who doesn’t?

    Less than $100 cash. With today's prices, paying cash for most things would require carring an attaché case full cash. Lol
  17. bowtiejunkie

    JPL layoffs

    Bummer to hear! Hope there is a silver lining in this for you. I just can't wrap my head around sending an email to lay people off. One company I know of, laid off 500 people via email sent early on a Monday morning. Some of those laid off had 20 to 30 years with the company.
  18. bowtiejunkie

    Wells Fargo Accounts.

    I've been with WFB since 1994. I've also used a credit union since 2001. WFB definitely has a long history of unethical behavior and lack of integrity. I tried to get away from them but landed a mortgage with them in 2006 and another in 2020. They haven't done me personally wrong, but wish...
  19. bowtiejunkie

    Is it OK if I share some joy? I am just so friggin happy!

    Simply amazing! Congrats! It wasn't a sure bet back then. It took years to rise from the depths of its pullback in 2011-2012. There was plenty of times where you could have taken profits and run. Not easy to pick a long term winner or to ride it through the ups and downs. Break a few...
  20. bowtiejunkie

    Is it OK if I share some joy? I am just so friggin happy!

    I bought NVIDIA in 2011 at $22/share (not split adjusted). The crazy thing is it dropped 50% to about $11 within a year (2012). They instituted a dividend and I figured the stock was going to end up like Cisco Systems. Then the stock recovered and just went nuts. It split 4 for 1 a few years...
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