WELCOME TO RIVER DAVES PLACE

ANNOUNCEMENT: LOANLADY IS NOW LICENSED IN TEXAS, OREGON, ARIZONA, CALIFORNIA AND NEVADA

Wendi

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It's been a busy year so far. I've added 3 new states to my portfolio. Newly added Texas, Oregon and Nevada. I would love to earn your business. Please contact me today for your purchase and refinance needs. Rates are still low so take advantage of the market while it is still HOT!!! Call me at (909)455-6271 or shoot me an email at [email protected].
 

Hypnautic

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I am licensed in 42 states—WA included.
PM sent
 

J&k beer can

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That's awesome you are doing more states..

It's sad that sleepy pedo joe ruined some laws with rentals and second homes..
 

SixD9R

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That's awesome you are doing more states..

It's sad that sleepy pedo joe ruined some laws with rentals and second homes..
Can you elaborate on that? Just wondering because we have a 2nd home that we lease out during peak season. Thanks!
 

Wendi

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Can you elaborate on that? Just wondering because we have a 2nd home that we lease out during peak season. Thanks!
This was the announcement that came out.
Fannie Mae announces tighter standards on investment properties
Fannie Mae recently announced they are limiting their acquisition of second home and investment property loans to 7% of their total purchases.
This change is industry-wide.

The changes that I saw as a lender were the hit for cash-out on investment and second home on higher LTV's had a much higher interest rate.
 

Hypnautic

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Bullshit.....you reply before Wendi did. Look above

It’s because I know where Wendi is licensed.

Hey everyone Wendi is licensed in
Arizona
California
Nevada
Oregon
Texas
She does great work and is well respected here. I know she has helped many on here already.

I am still licensed in 42 states if anyone needs. I am adding MA, AR and ID soon too.

Carry on….
 

Ace in the Hole

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Wendi, ill reach back out to you this next week. Loan Depot is a fucking joke and I pulled the plug on that deal and will be filing a complaint on that lady...I'll have to tell you about it..just wow.
 
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Wmc

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It’s because I know where Wendi is licensed.

Hey everyone Wendi is licensed in
Arizona
California
Nevada
Oregon
Texas
She does great work and is well respected here. I know she has helped many on here already.

I am still licensed in 42 states if anyone needs. I am adding MA, AR and ID soon too.

Carry on….
Troll on your own thread. Or better yet why don't you pay RD to advertise.
 

Wendi

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Good Morning and Happy Friday, this is not what I wanted to happen. Thank you WMC for always having my back and to everyone that reaches out to me I'm truly appreciative of you all. Moving along :)
 

Brobee

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Hi Wendy. What’s the best Jumbo Va loan rate right now? This is in CA. Thanks!


Sent from my iPhone using Tapatalk
 

Wendi

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Bank Statement program enhancements for Self Employed borrowers:

∙ Added new FICO x LTV o Min 600 FICO to Max 70% LTV

∙ Increase Max LTV on Cash-Out to 85% with Min 740 FICO

∙ Increase Max LTV on Second / NOO to 85%

∙ Reduce Min FICO on Interest Only to 680

∙ Max $1.0MM Cash-Out with ≤ 60% LTV
 
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