So the wife was rearranged Thursday night sitting at a red light on Foothill and Haven in Rancho. It was dark and she was a little shaken up so the light went to green and she pulled into a parking lot with surprisingly nobody following her. No witnesses or second vehicle. File a claim with insurance and was told that if the second vehicle or a witness pulled over even if the other car had no insurance we would not be responsible of the deductible but since we could not prove the wife didn't put her car in reverse and back up into the other car we had to pay. what crap, they get you coming and going. First ever claim with insurance and we are in our forties.....