Don’t let friends borrow your car

[Cole Trickle]

Sucks…

If you don’t have collision on the car you are going to eat it. His accident won’t effect your coverage so if you have collision turn it in and make him pay the deductible.

his policy won’t pay to fix someone else’s car unfortunately as insurance follows the car when it comes to collision.

I’m guessing if he had to borrow an old car he doesn’t have the 5k cash to replace it. I have seen a bunch of friendships end over deals like this.

 

[One2go]

This him ?

 

[VooDooChildZ28]

This is why you don’t race gay cars

 

[2Driver]

in most states Insurance follows the car not the driver. Remember that when you loan out anything with insurance on it as its going to affect your insurance rating not the other driver. If OP doesnt have collision coverage then he can check to see if the other driver can use his insurance for collision as a non owned car under that drivers policy. but if OP has collision coverage he's SOL and drivers policy will not come into play unless for some unknown reason excess insurance is needed but rarely happens on a property damage only claim

Thats what I was trying to say, didn't come across right i guess.

 

[arch stanton]

if anyone asks to use my car i tell them to rent one when they say they can’t afford to rent i tell them i can’t afford to lend it, hell today just Uber where you need to go i would pay for the Uber before i will hand over the keys,but i see your problem to much history i have to loan stuff to my brothers but they have way more than me and can afford to fix a mistake

 

[LHC Kirby]

Your comment about him being a 20 year friend and the history of crashes....... yep you screwed up.... but you were helping a friend. All depends on how HE handles it from this point. I would have loaned it, and he would still (likely) be my friend no matter. BUT.... it could put any more loaning in severe jeopardy.

 

[Bpracing1127]

Your comment about him being a 20 year friend and the history of crashes....... yep you screwed up.... but you were helping a friend. All depends on how HE handles it from this point. I would have loaned it, and he would still (likely) be my friend no matter. BUT.... it could put any more loaning in severe jeopardy.

Yep, I’m waiting to see what happens here. He lives in KY too.

 

[CLdrinker]

Those Civics can be a handful when you pour the coals to them.

When the VTECH kicks in hold on!

 

[4Waters]

When the VTECH kicks in hold on!

My 91 mustang had variable cam timing, over 300k on the clock when I bought it and it had a tick coming from the timing cover, when I pulled the motor I took the timing cover off to see if my suspicions were correct. They were, you could see where the chain was hitting the cover

 

[4Waters]

My best friend crashed my commuter this morning. Uggggg I got that car for free too.

eff me

View attachment 1053708 View attachment 1053709

Hey, you know what? Friends don't let Friends drive Hondas

 

[TomD]

My best friend crashed my commuter this morning. Uggggg I got that car for free too.

eff me

I think your friend owes you a FREE car

 

[81Sprint]

my motto and the answer when people want to borrow stuff- "you bend you spend" that usually weeds out most everyone

 

[overdue]

Your friend lives in KY and was driving on Ramona Express Way ?,,,,,, do they not sell crack in OC ?

 

[DLC]

So you want your BFF to pay cash to replace a FREE car you got for FREE….. hmmm. I can already see where this goes!!!

 

[riverroyal]

 

[RiverDave]

I wonder at what point ya Just get a different Honda?

 

[DaveH]

your insurance should pay since you didn't tell him about a blind spot......he could have spilled his beer. probably pay his dry cleaning too.

 

[JUSTWANNARACE]

your insurance should pay since you didn't tell him about a blind spot......he could have spilled his beer. probably pay his dry cleaning too.

Sorry Biff.. it won't happen again!!

 

[Riverryder]

I wonder at what point ya Just get a different Honda?

My thoughts exactly. Just pick one out similar to that one and he buys it? I wouldn’t even mess with insurance.

 

[sirbob]

I know some here have stated that his ins. won't pay...

I rented a motor home once and while we were parked an uninsured motorist crashed into it (or put another way, a kid driving over his head on a dirt bike). My ins. payed for the damage even though I did own it. It was owned by a private owner and was being rented out but a company.

Isn't that the same as his ins. covering the car he was driving that was not owned by him? Or how about when you rent a car - my ins agent always told me don't pay the ins. from the real company, your covered if there is an issue on your own policy?

 

[sirbob]

I don't know the year of yours but agreeing with others here - the quick answer may be to just have hime buy you another one (then give him yours to do what he wants with it).

Yours does look newer than these but... Similar body style values...

Or if you really want to get nuts - here is a 30k mile go car that sold for $5500

 

[Bpracing1127]

Mine is a 2003, with 200k miles on it. Was in fantastic shape inside and out

 

[Bpracing1127]

Day 2 and we still havnt got anywhere on this. Car in still in east county SD. I live in Anaheim. Adjuster has not emailed or called back despite several attempts (from what I hearing, 2nd hand knowledge)

I’m about to call my insurance and they can sort it out between insurances. (Hopefully) idk what to do or how long to wait?

 

[Orange Juice]

this is what i am scared of

The car is one $$$$ bill. Wait until they get all the video together, and find out he hit a parked car. I’d have your friend file a police repot, just in case.

 

[LargeOrangeFont]

Day 2 and we still havnt got anywhere on this. Car in still in east county SD. I live in Anaheim. Adjuster has not emailed or called back despite several attempts (from what I hearing, 2nd hand knowledge)

I’m about to call my insurance and they can sort it out between insurances. (Hopefully) idk what to do or how long to wait?

Does it drive?

 

[Shlbyntro]

I wonder at what point ya Just get a different trailer?

Fixed it for ya

 

[Cole Trickle]

I know some here have stated that his ins. won't pay...

I rented a motor home once and while we were parked an uninsured motorist crashed into it (or put another way, a kid driving over his head on a dirt bike). My ins. payed for the damage even though I did own it. It was owned by a private owner and was being rented out but a company.

Isn't that the same as his ins. covering the car he was driving that was not owned by him? Or how about when you rent a car - my ins agent always told me don't pay the ins. from the real company, your covered if there is an issue on your own policy?

different situation....

You have coverage that transfers over to rent a car from a licensed rental agency.

Motorhomes/trailers,moving vans are typically excluded by most insurance carriers. (some do cover it and some allow you to add it for a fee per day)

If he has collision on the car his company will pay it. His buddies carrier isn't going to cover the car.

 

[COCA COLA COWBOY]

Day 2 and we still havnt got anywhere on this. Car in still in east county SD. I live in Anaheim. Adjuster has not emailed or called back despite several attempts (from what I hearing, 2nd hand knowledge)

I’m about to call my insurance and they can sort it out between insurances. (Hopefully) idk what to do or how long to wait?

So you can take it to anywhere you want to get it fixed and its in San Diego. My recommendation is to take it to BMW of Encinitas. I'm very picky and have taken every car I have had body issues with in the last 5 years to. They only do it right. It will come out amazing. I've tried quite a few other places and would never return.

 

[TITTIES AND BEER]

I just wish they would replace the fuel they use

 

[nowski]

I wonder at what point ya Just get a different Honda?

I wonder at what point you just get another friend, just saying...

 

[riverroyal]

View attachment 1053926

I figured someone would catch on

 

[LHC Kirby]

I'm very picky and have taken every car I have had body issues with in the last 5 years to…………….. I've tried quite a few other places and would never return.

How often do you crash stuff

 

[Bowtiepower00]

It’s a $5k car. And a lifelong friend. Looks fixable to me. If he doesn’t want to make it right, you have a $2500 fixable car, and one less friend. And it’s worth $2500 to know who your true friends are.

 

[cakemoto]

So you can take it to anywhere you want to get it fixed and its in San Diego. My recommendation is to take it to BMW of Encinitas. I'm very picky and have taken every car I have had body issues with in the last 5 years to. They only do it right. It will come out amazing. I've tried quite a few other places and would never return.

Dude it’s a $2500 car. I can only imagine what you are paying.

 

[J&k beer can]

It's done.
Can it be fixed yes.
Will insurance pay to have it fixed NO.
I have a few different friends that own body shops In San diego..
If you need help
I'm free today.
send me pm.
I'm busy Thursday to Sunday goodguys show..

 

[Bpracing1127]

Day 3 update.
As mentioned his insurance won’t cover it since it’s not on his policy. So now I am scratching my head on what to do?
Car is in East county SD. I live in Anaheim and work in vista area. Do I have the car towed to a shop down there? Or to my house then to a shop here?

next is, do I call my insurance or go all out of pocket and send my friend the bill? Get an estimate first? I’m kinda stuck on what to do here?

 

[Bear Down]

Day 3 update.
As mentioned his insurance won’t cover it since it’s not on his policy. So now I am scratching my head on what to do?
Car is in East county SD. I live in Anaheim and work in vista area. Do I have the car towed to a shop down there? Or to my house then to a shop here?

next is, do I call my insurance or go all out of pocket and send my friend the bill? Get an estimate first? I’m kinda stuck on what to do here?

If you go through insurance...I would assume they would try to recoup the monies from his insurance policy or himself since he is identified. Just don't shoot yourself in the foot twice and get it fixed, pay for it and wait for him to pay you back. get an estimate from somewhere you are comfy with, get the money from him 1st and fix and have a few beers. If he doesn't have the money or all of it...determine the loss and if its worth dumping your buddy for (which doesn't seem it would). I'd avoid a claim against my policy for a car like that.

 

[DLC]

I have my flat bed trailer in Escondido you can rent and sign a rental contract after deposit has cleared!

Does the car drive?

I would
Go down and pic it up and get it close to your house. Then you can mess with it on your time

 

[Lower river sludge]

If you don't have collision on it your insurance is not going to fix it, calling them isn't going to do much. It's going to be between you and your buddy

 

[bowtiejunkie]

Day 3 update.
As mentioned his insurance won’t cover it since it’s not on his policy. So now I am scratching my head on what to do?
Car is in East county SD. I live in Anaheim and work in vista area. Do I have the car towed to a shop down there? Or to my house then to a shop here?

next is, do I call my insurance or go all out of pocket and send my friend the bill? Get an estimate first? I’m kinda stuck on what to do here?

1) no collision coverage for car on your policy. If yes, ask buddy to pay deductible.
2) if no collisionthen, ask buddy to pay for repairs.
3) if 1 & 2 are a no go, decide whether to fix on your own dime.
4) tow vehicle to shop near your home or sell it where it sits.

 

[ArizonaKevin]

Day 3 update.
As mentioned his insurance won’t cover it since it’s not on his policy. So now I am scratching my head on what to do?
Car is in East county SD. I live in Anaheim and work in vista area. Do I have the car towed to a shop down there? Or to my house then to a shop here?

next is, do I call my insurance or go all out of pocket and send my friend the bill? Get an estimate first? I’m kinda stuck on what to do here?

If you have collision, file it through your insurance. That's what you have it for. Most policies have permissive use clauses which allow you to let other people not on the policy drive the car and have coverage. Since you weren't driving, it won't affect your driving record and shouldn't affect your rates.

 

[Kachina26]

Day 3 update.
As mentioned his insurance won’t cover it since it’s not on his policy. So now I am scratching my head on what to do?
Car is in East county SD. I live in Anaheim and work in vista area. Do I have the car towed to a shop down there? Or to my house then to a shop here?

next is, do I call my insurance or go all out of pocket and send my friend the bill? Get an estimate first? I’m kinda stuck on what to do here?

Why are you dealing with any of this? Did he just wreck it, shoot you a picture of it and tell you where you can find it before walking off?

 

[traquer]

I'd get a few grand from your buddy and get it fixed for cheap (I have a mexican body guy in Fullerton who does good work for the price) and not tell your insurance. Then sell the thing clean title and upgrade yourself to a newer safer cooler commuter.

 

[rivrrts429]

Why the hell are you having to be tasked with this ordeal? Your so-called BFF should have all of this handled and keeping YOU abreast of updates.

Your definition of friend and my definition of friend are two entirely different things apparently lol

 

[Bpracing1127]

Why are you dealing with any of this? Did he just wreck it, shoot you a picture of it and tell you where you can find it before walking off?

Lol kinda. He wrecked it. Let me know. Called his insurance. They said not our problem, so then now it’s my problem. It’s being towed to my house in Anaheim. Then need to go from there. I need to look at my insurance to see if I have collision or not. I don’t think I do.

 

[rivrrts429]

Why are you dealing with any of this? Did he just wreck it, shoot you a picture of it and tell you where you can find it before walking off?

We must’ve been typing the same thing at the same time. I’d have gone richter on my “friend” at this point.

 

[Bpracing1127]

Why the hell are you having to be tasked with this ordeal? Your so-called BFF should have all of this handled and keeping YOU abreast of updates.

Your definition of friend and my definition of friend are two entirely different things apparently lol

My definition is falling more in line of yours now too

 

[Bpracing1127]

I'd get a few grand from your buddy and get it fixed for cheap (I have a mexican body guy in Fullerton who does good work for the price) and not tell your insurance. Then sell the thing clean title and upgrade yourself to a newer safer cooler commuter.

Pm me his info?

 

[NicPaus]

I hope you didn't tell him you got the car for free.

 

[poncho]

Crappy spot to be in, been there.....easy to armchair a deal like this, mine had the Wife telling me how broke they were and she is a really good friend.