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Homeowner's Insurance

LuauLounge

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This morning I get a letter from Natiomwide that they are not renewing my policy after 25 years because I have a "Wood Roof" . I do, it's a Fire Treated 30 year Extra Heavy Shake Roof that was installed 20 years ago. I have another home and 5 autos with them as well.
Any recommendations for companies or agents?
 

HALLETT BOY

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Change the roof , you’ve now been blackballed. I’d be surprised if any other insurance co took you on .
 

DaBank

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I have a friend that has a 40 year old custom built home by the beach with 4 different flat roof levels on his house. This is a 5 million dollar home and he has not had insurance on it for a year because his insurance company cancelled him and no other insurance company will insure it until it has a new roof. He redid the roof 15 years ago and now to redo it with new roof updates/codes that the insurance companies want is $500k plus.
 

beerrun

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Try travlers ins we are in a high fire area and they wrote us when no one else would and rates are decent
 

ArizonaKevin

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This morning I get a letter from Natiomwide that they are not renewing my policy after 25 years because I have a "Wood Roof" . I do, it's a Fire Treated 30 year Extra Heavy Shake Roof that was installed 20 years ago. I have another home and 5 autos with them as well.
Any recommendations for companies or agents?
Where are you located? Used to be in that world might have a recommendation for you.
 

Mandelon

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I have Safeco, they don't seem to ask too many questions. Bundled everything and their rates seem pretty good, at least for me.
 

LuauLounge

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Located in Sacramento, the house has had a shake roof since it was built in 1974. It’s known as Pocket/Greenhaven area is surrounded on three sides by the Sacramento River.
 

LuauLounge

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So, I am going with State Farm. According to the agent, who has been in the area for over 50 years, the roof is not an issue. Moving all my vehicles and 2 homes over, going to cost Nationwide almost 10k in premiums.
 

Ziggy

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So, I am going with State Farm. According to the agent, who has been in the area for over 50 years, the roof is not an issue. Moving all my vehicles and 2 homes over, going to cost Nationwide almost 10k in premiums.
Glad you got it handled.👍
Nationwide obviously wasn't on your side😡
 

HB2Havasu

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We just switched to State Farm from Farmers after they doubled our policy costs over 3 years with zero claims. Went from $2470 a year to $1375 :D You might be hosed on the wood roof. I thought they banned those?
 
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