ChumpChange
Commercial Banker
- Joined
- Dec 19, 2007
- Messages
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PPP
It’s ppp money all my contractor buddies applied and received funds not my co I work for everything we own and sleep great at night
I have asked this same question many times.I am always blow away at the quality and build of these one off custom boats with more in the engine drive package than I paid for my house so the honest question for us dreamers... what kind of occupation does one have to be in to afford these 175-250k+ plus water toys that seem to be all over the place?? not like there is 2-3 running around but a shit load of them on any giving day.
Some of the dumbest people I have met have degreesI've always worked for high end car dealerships. BMW, Bentley, Rolls Royce, Lexus and have met a whole lot of clients.
These people have come from every walk of life. And like other have said, mostly owners of their own business.
But a lot are W2 employees also. You can make Damm good money with the right business degree.
I told the finance manager at a dealership one day (I was very young at the time), I wonder how these people got so smart, to have all this money?
He looks at me and says...
Now what makes you think just because someone has money, that they are smart?
I had no answer for that.
I dated a girl whose family owned a HUGE so cal business. They had a nice house on the wedge. They were some of the most fucked up people I've ever encountered.
I've also met Bentley owners that were some of the nicest people ever.
I'd like to be able to say they all had one thing in common (so I could follow that path), but they don't.
Enjoy what you have.
Sounds like your finance person was pretty bright.I've always worked for high end car dealerships. BMW, Bentley, Rolls Royce, Lexus and have met a whole lot of clients.
These people have come from every walk of life. And like other have said, mostly owners of their own business.
But a lot are W2 employees also. You can make Damm good money with the right business degree.
I told the finance manager at a dealership one day (I was very young at the time), I wonder how these people got so smart, to have all this money?
He looks at me and says...
Now what makes you think just because someone has money, that they are smart?
I had no answer for that.
I dated a girl whose family owned a HUGE so cal business. They had a nice house on the wedge. They were some of the most fucked up people I've ever encountered.
I've also met Bentley owners that were some of the nicest people ever.
I'd like to be able to say they all had one thing in common (so I could follow that path), but they don't.
Enjoy what you have.
Some of the dumbest people I have met have degrees
F#ck. Did i miss the sign up?Truth. There was no wealth before April 2020 when the government started handing out money to people. They just started making Lamborghinis DCBs and big houses last year!
F#ck. Did i miss the sign up?
And your point is?Every good samaritan firefighters I've ever known, somehow had the time to manage one or several side businesses.
^^^^^^^ A majority of the guys that I work with, that have a business also, fit this mold right here. Btw, I’m one of those guys that has a business that I started, employee and all, and work my fair share of force hires (4-5 a month). I don’t have a lot of free time, just saying. I also dont have a boat right now either!It’s not so much the occupation it’s more about passion, determination, focus, goals, priorities, risk taking, drive - that sort of stuff.
And your point is?
^^^^^^^ A majority of the guys that I work with, that have a business also, fit this mold right here. Btw, I’m one of those guys that has a business that I started, employee and all, and work my fair share of force hires (4-5 a month). I don’t have a lot of free time, just saying. I also dont have a boat right now either!
Took half the day for this to come up.
I will be waitingWorking it out right now.. if it pans I will post it. This sumbitch is definitely financed.. lol. At least for the time being.
Had a interim boss years ago and he's spouting off on his degree's and a coworker says totally deadpan ,well that was a gigantic waste of money... His expression was priceless and we were about to fall out of our chairs.Some of the dumbest people I have met have degrees
Had a interim boss years ago and he's spouting off on his degree's and a coworker says totally deadpan ,well that was a gigantic waste of money... His expression was priceless and we were about to fall out of our chairs.
I don’t have a degree and at this point I’m not going back and getting one. Having one doesn’t mean you’ll be good at your job but it’s a way for employers to whittle down the applicant list. HR teams with degrees make the rules in most large companies..Had a interim boss years ago and he's spouting off on his degree's and a coworker says totally deadpan ,well that was a gigantic waste of money... His expression was priceless and we were about to fall out of our chairs.
Here, here. Those are my best memories. All my life it’s been about a boat I own or one a friend owns, starting with a little 16’ Hondo flatty. I’m a boat guy and will always be one.It was true in the 70s and is still true today, a boatload of fun can be had on a cheap boat, with a cooler, boom box, good friends and family. It’s really not about the boat.
This conversation leads into a second conversation that most are pretty uncomfortable about having. Which is about money and how much an individual knows about it, and what is their primary goal.. is it only to make money? Or is it something else.
I will freely admit I know how to make money.. More than most.. I know very little about generating wealth.
While I’m good at making money I’m horrible at keeping it.. and again terrible at seeing money that can be made that’s just sitting there.
I hung out with 2FF Steve when we went to get my motorhome.. I’ve already made over ten grand just from a quick life lesson from hanging out with that guy for one full day and absorbing.
Ive hung out with others recently and it truly opened my eyes as to what’s possible if you know what you are doing. I wish I knew more.
Seems that those that don’t know don’t want to talk about it, or at a minimum are uncomfortable.. and those that do know about it kinda want you to figure it out on your own.
When I say “it” I’m talking about wealth not money. Money’s easy.. wealth is hard.
My old man gave me all the skills to make money.. Gave me zero skills on how to keep it or make it work for me.
Sign me up for the RDP/2FF Wealth building series as I seriously need to get my shit right....This conversation leads into a second conversation that most are pretty uncomfortable about having. Which is about money and how much an individual knows about it, and what is their primary goal.. is it only to make money? Or is it something else.
I will freely admit I know how to make money.. More than most.. I know very little about generating wealth.
While I’m good at making money I’m horrible at keeping it.. and again terrible at seeing money that can be made that’s just sitting there.
I hung out with 2FF Steve when we went to get my motorhome.. I’ve already made over ten grand just from a quick life lesson from hanging out with that guy for one full day and absorbing.
Ive hung out with others recently and it truly opened my eyes as to what’s possible if you know what you are doing. I wish I knew more.
Seems that those that don’t know don’t want to talk about it, or at a minimum are uncomfortable.. and those that do know about it kinda want you to figure it out on your own.
When I say “it” I’m talking about wealth not money. Money’s easy.. wealth is hard.
My old man gave me all the skills to make money.. Gave me zero skills on how to keep it or make it work for me.
This conversation leads into a second conversation that most are pretty uncomfortable about having. Which is about money and how much an individual knows about it, and what is their primary goal.. is it only to make money? Or is it something else.
I will freely admit I know how to make money.. More than most.. I know very little about generating wealth.
While I’m good at making money I’m horrible at keeping it.. and again terrible at seeing money that can be made that’s just sitting there.
I hung out with 2FF Steve when we went to get my motorhome.. I’ve already made over ten grand just from a quick life lesson from hanging out with that guy for one full day and absorbing.
Ive hung out with others recently and it truly opened my eyes as to what’s possible if you know what you are doing. I wish I knew more.
Seems that those that don’t know don’t want to talk about it, or at a minimum are uncomfortable.. and those that do know about it kinda want you to figure it out on your own.
When I say “it” I’m talking about wealth not money. Money’s easy.. wealth is hard.
My old man gave me all the skills to make money.. Gave me zero skills on how to keep it or make it work for me.
This conversation leads into a second conversation that most are pretty uncomfortable about having. Which is about money and how much an individual knows about it, and what is their primary goal.. is it only to make money? Or is it something else.
I will freely admit I know how to make money.. More than most.. I know very little about generating wealth.
While I’m good at making money I’m horrible at keeping it.. and again terrible at seeing money that can be made that’s just sitting there.
I hung out with 2FF Steve when we went to get my motorhome.. I’ve already made over ten grand just from a quick life lesson from hanging out with that guy for one full day and absorbing.
Ive hung out with others recently and it truly opened my eyes as to what’s possible if you know what you are doing. I wish I knew more.
Seems that those that don’t know don’t want to talk about it, or at a minimum are uncomfortable.. and those that do know about it kinda want you to figure it out on your own.
When I say “it” I’m talking about wealth not money. Money’s easy.. wealth is hard.
My old man gave me all the skills to make money.. Gave me zero skills on how to keep it or make it work for me.
You are correct , especially for anyone in Ca.
175-250 gets you a nicely equipped deck boat or twin engine outboard cat in the 25-28 foot range.I am always blow away at the quality and build of these one off custom boats with more in the engine drive package than I paid for my house so the honest question for us dreamers... what kind of occupation does one have to be in to afford these 175-250k+ plus water toys that seem to be all over the place?? not like there is 2-3 running around but a shit load of them on any giving day.
Happens to me oftenSorry about my post reading so wacky; posted from my phone and fat fingers. Edited to sound a little better.
Well, no matter what, if I end up in a van by the river, at least I’ll have scratch to pay for a window A/C unitI just plan on being wealthy off my pension. Thank you tax payers!
Short list of people I sold boats to that spent over a 150k.
1. Oral surgeon
2. Kid who sold his drink company to Coca Cola.
3. Rich kid whose dad started a cookie/nutrition bar company
4. Guy who builds cell towers and e car charging stations.
5. Guy who has chain of payday loan companies (this guy was crazy rich).
6. Guy who sells dirt. Literally dirt to construction companies and builders.
7. Another kid with wealthy parents who handed him them their company.
8. Drug dealer who became a real estate mogul.
Dirt brokers are legit. Guy told me when I was 18 to be a dirt broker. I should have listened lol.
I just plan on being wealthy off my pension. Thank you tax payers!
Man I hope you are. Bring your friends too, I need all the tax paying support I can get.Whatever mang. That was the deal you signed up for. Good on you. Hopefully I’m not one of yore taxpayers by then
Are these the guys selling ocean front property in Arizona?
Man I hope you are. Bring your friends too, I need all the tax paying support I can get.
This is an interesting thread.......
However...... it is one thing to see million dollar boats on Lake Havasu, BUT if you spent an afternoon boating around South Florida, you will see so many boats that are north of 1 million, you wouldn’t be able to count them all. It looks like it is raining Baller Money here! I have stopped wondering where all the wealth comes from?
Here’s an example of a BALLER!
The owner of Pier 66 bought the entire hotel and marina complex so that he could park his 3 Super Yachts there. The smallest is 240’ and the badass, and I mean BADASS, 320’ footer is so unbelievably beautiful, I almost get in a boat accident every time I boat by it...... just because I am staring at it so long. Geez..... even the multiple helicopters and tenders are all painted to match..... Blue Steel.
The guy above is just an example of many! Seriously...... it’s ridiculous!
Education is funny too. I flunked out of college because I cared more about the business I was starting. I love the saying; A students work for C students.
The other good line; if you don’t have goals you’re part of someone else’s goals.
There are definitely some legit ballers out there (and on this forum). There are also a lot of people with DCBs and new Eliminators that cant afford to replace their dishwasher when it goes out.