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Refinance through Tamalewagon

FishSniper

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Just finished a refi through Scott aka Tamalewagon on the boards. Everything was flawless and smooth even with everything going on right now. Got an excellent rate and everything was completed very quickly. Had a friend Refi at the same time and his also went flawless. Anyone looking to refi I would highly recommend contacting Scott @ scottwenhe@gmail.com
 

Done-it-again

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What’s today’s rate on a 25 or 30 year fixed?
I wish he would give these numbers in his daily rate thread that has no rates.
They are changing so often so it's difficult at the moment.... Its like the stock market, up and down.
I submitted my info to hang in limbo till a dropped, then secure the rate at that moment.
 

FishSniper

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They are changing so often so it's difficult at the moment.... Its like the stock market, up and down.
I submitted my info to hang in limbo till a dropped, then secure the rate at that moment.
Yea the rates fluctuate. The best thing to do is get the approval then when the rates get to the range you want you can lock it.
 

bldrinker

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They are changing so often so it's difficult at the moment.... Its like the stock market, up and down.
I submitted my info to hang in limbo till a dropped, then secure the rate at that moment.
I understand but an idea of what they are would be nice. But if they are jumping around 1% during a day yeah it would be useless for him to post a number.

I talked to him last summer but the rate wasn’t worth the fees to me. I likely won’t be in this house forever.
 

brianwhiteboy

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They are changing so often so it's difficult at the moment.... Its like the stock market, up and down.
I submitted my info to hang in limbo till a dropped, then secure the rate at that moment.
That’s the same advice Scott gave me which I may just do. I know rates fluctuate but was curious as to what people have locked in this past week or so.
 

FishSniper

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I understand but an idea of what they are would be nice. But if they are jumping around 1% during a day yeah it would be useless for him to post a number.

I talked to him last summer but the rate wasn’t worth the fees to me. I likely won’t be in this house forever.
Rates have been up some recently it sounds like. I locked 3 percent buying under a point first week of March and friend locked 2.875 little over half a point in the same week. At that time no points was around 3.176.
 

Done-it-again

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Rates have been up some recently it sounds like. I locked 3 percent buying under a point first week of March and friend locked 2.875 little over half a point in the same week. At that time no points was around 3.176.
Right now I'm locked at the 3.1 as of yesterday.....But hoping to get right under 3 would be best.....Will see
 

Done-it-again

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I understand but an idea of what they are would be nice. But if they are jumping around 1% during a day yeah it would be useless for him to post a number.

I talked to him last summer but the rate wasn’t worth the fees to me. I likely won’t be in this house forever.
I'm not in my house forever......Doesn't really matter to me, I do have a 2nd I took out 5 years ago for home improvements that I'll move into my first. If I can save $500-600 month so be it.
 

EmpirE231

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Rates have been up some recently it sounds like. I locked 3 percent buying under a point first week of March and friend locked 2.875 little over half a point in the same week. At that time no points was around 3.176.
30yr? if so, those are great rates
 

Tamalewagon

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No way 2.875 and 3.176 are current rates - can't be

Rates this week have been around 3.5 for a 30-year
We had a very short window of opportunity yesterday (26 minutes to be exact) where we were able to lock several loans in the high 2% and low 3% range for conforming loan amounts. This is why I stress the idea of getting a complete loan application to your lender so that if/when these windows occur, you can lock in.

People need to remember that every loan scenario is different. What one client may qualify for with a lower rate, some others won't. Loan to value, credit scores, cash out etc. all play a roll in pricing.
 
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