Vintage Hotrod Ins.....

[instagator]

Who would be a good contact to get hotrod Insurance Thru ?

 

[jesco]

I use Hagerty, online application, they follow up with a phone call to verify a few things. Pretty simple.

 

[79 HUSTLER]

Hagerty as well.

 

[ltbaney1]

we use hagerty for both dragsters, easy process.

 

[RitcheyRch]

My dad has his 64 GTO insured through State Farm

 

[bowtiejunkie]

Grundy for my Chevelle last 15 years.

 

[Cole Trickle]

Hagerty , grundy and American collectors.

 

[1tonfun]

I prefer Grundy

 

[Dkahnjob]

I use Grundy, their prices were better than Hagerty and if you have several cars the price goes down even lower.

 

[beerrun]

We use AAA

 

[bagged97taco]

I use state farm on both my classics. Very fair price. But I have all my stuff insured through them.

 

[HotRod82]

I use state farm on both my classics. Very fair price. But I have all my stuff insured through them.

Same here....and they have "agreed value".

 

[Skinny Tire AH]

Hagerty is a bunch of Shitweasels, in my opinion. They cancelled me after taking me because my Chevelle has "too much power"

<----------This Chevelle. Auto Owners took it with all my other junk and the yearly was 220.00 or something.

 

[Cole Trickle]

Everyone with a classic regardless of where its insured make sure you have stated/guaranteed value on the vehicle.

 

[LargeOrangeFont]

Hagerty is a bunch of Shitweasels, in my opinion. They cancelled me after taking me because my Chevelle has "too much power"

<----------This Chevelle. Auto Owners took it with all my other junk and the yearly was 220.00 or something.

View attachment 1063164

It was the beadlocks that tipped off those shitweasels.

 

[Skinny Tire AH]

It was the beadlocks that tipped off those shitweasels.

 

[boatpi]

you may get the best price with a broker and American Modern

 

[bagged97taco]

Same here....and they have "agreed value".

Yep. I sent them basic information and pictures. We agreed on a price and that was it.

 

[Paradox]

Hagerty wouldn’t insure my Chevelle (now gone) either however, they do have a decent motorcycle plan. I just added a 67 Yamaha trailmaster to my existing policy. $4300 stipulated value, $300,000 full coverage including liability, uninsured motorist, etc. and the annual cost is $14. I couldn’t believe it at first however, I now suspect they rightly think I only ride one bike at a time. I wish Geico had the same thought process for cars..

 

[Shlbyntro]

My Lightning and Fairlane are both insured with Hagerty. The Cobra will be too once its finished.

I don't remember the exact numbers off hand but I pretty sure my insurance is roughly $35/mo/car. Agreed value of 15k on each. They've been very nice to deal with thus far

 

[steamin rice]

I have a Cobra replica that has been insured through American Family for 15 years. I also have my other cars and homeowners insurance through amfam.

 

[bonesfab]

Grundy is who I have a few through. stated value.

 

[PlanB]

American Modern on the Cobra but been thinking about switching to Hagerty.

 

[VooDooChildZ28]

Hagerty wanted me to dyno my Camaro , I said sure if yall pay. I’m curious exact horsepower my self

USAA did not require dyno

 

[rrrr]

Hagerty is a bunch of Shitweasels, in my opinion. They cancelled me after taking me because my Chevelle has "too much power"

<----------This Chevelle. Auto Owners took it with all my other junk and the yearly was 220.00 or something.

View attachment 1063164

That's impossible.

 

[AZLineman]

I use State Farm. I kno alotta peeps that use Hagerty but my bud is having a bad time with them right now over his 65 chevelle after a 100’ eucalyptus tree fell over it 2 mos ago. Sent him a check thru a third party for 3200 for repairs and thats it. He is trying to fight with them.

 

[bowtiejunkie]

Everyone with a classic regardless of where its insured make sure you have stated/guaranteed value on the vehicle.

I know you’re in the business, but I would not want stated value for a classic car. It is different from guaranteed (agreed) value. IMO, a classic car owner should have guaranteed (agreed) value.

I’m not sure how other classic car policies work, but with Grundy, they bump your agreed value amount up each year which is a nice feature.

 

[rrrr]

I know you’re in the business, but I would not want stated value for a classic car. It is different from guaranteed (agreed) value. IMO, a classic car owner should have guaranteed (agreed) value.

I’m not sure how other classic car policies work, but with Grundy, they bump your agreed value amount up each year which is a nice feature.

How are they different? I've always heard those terms used interchangeably.

 

[bowtiejunkie]

How are they different? I've always heard those terms used interchangeably.

Stated value establishes an upper limit, but doesn’t mean the insurance will pay that amount upon total loss or theft. Basically an Actual Cash Value policy with an upper limit.

Agreed value does establish the value the insurance company will pay to policyholder upon total loss or theft. The policyholder has provided proof of the value upfront and the insurance company has agreed they will pay that at time of loss.

My only intent with this is that everyone has their classic car properly insured. Know exactly what you’ll be paid at loss instead of hope to be paid.

 

[PlanB]

The value of our Cobra has gone up at least 20K since we bought it 15 years ago but insurance requires an appraisal. You would think they could look at what current ones are selling for and just bump it. 20K increase over our current agreed value is actually conservative compared to what a similar car would sell for these days.