ZellePay

[HOOTER SLED-]

Another gay ass millennial creation...sounds like my son. Take your fucking lazy ass to the ATM and get me my cash you lil bitch!!

 

[boatdoc55]

Zelle and other similar services are not "cash sales". CASH is a "cash sale", anything else creates a transaction record. If you are not concerned about big brother knowing every detail about your personal business just keep doing your thing. There are plenty of us that agree with bldrinker and feel the same way.

I'm one of those that agree with bldrinker! cash is cash, electronic is electronic and leaves a big trail.

 

[boatdoc55]

hes probably one of the guys that got cut out of the deal, and now hes just bitter and wont use it...lol

I get it though, my wife and mom are the same way, they refuse to use any app....me, I couldn't careless if the government tracks the fact I sold some old truck parts to my neighbor and he zelle'd me the money while he was on vacation in another country...

The government just loves you and people like you. Easy peezy to put a thumb on you!! My wife is the same way, "I'm just a little fish in a big ocean, why would they care about me".

 

[HNL2LHC]

Don't you worry, that folding stuff will leave your hand as quick as it was put there.....especially if you need plywood or carne asada.

Don’t forget chlorine.......which BTW is available at Costco right now.

 

[HOOTER SLED-]

Use your Zelle while you can boys.....cash out refis on the horizon for carne asada pretty soon.

 

[ONE-A-DAY]

So all you new age guys with electronic payments don't mind big brother watching and recording your EVERY move???????

LIke he isnt watching now?

 

[CLdrinker]

Another gay ass millennial creation...sounds like my son. Take your fucking lazy ass to the ATM and get me my cash you lil bitch!!

Dad is that you????

 

[Looking Glass]

You realize this tool bag stood me up and water 1.5hrs of my time and never once mentioned not paying in cash.
BTW does the grocery store take ZellePay?

I carry cash, debit card and credit card. All change is given to my kids.

And to think you are "IN" the Stock Market!!

 

[Backlash]

Went to transfer funds from my bank account to another bank account and accidentally sent it to a closed bank account. I called Chase and they reversed the transfer for me without issue. Use Zelle all the time and haven't had any issues.

 

[CLdrinker]

And to think you are "IN" the Stock Market!!

I dont get it

 

[Nanu/Nanu]

I completely agree if I'm purchasing a boT car dirt bike etc. Cash for sure and at a bank to verify legitimacy and count especially if I'm selling. If it's under a 1k dollars it's a relief for me to sell via an electronic app as I know funds are certified and it's typically already spent once I've put it up for sale. I don't send funds via electronic app until I voice verify. Makes me feel better.

 

[Nanu/Nanu]

But like I said to each his own I wouldn't say your not my friend because of it nor would I say we can't make a deal I would go get cash.

 

[rrrr]

I pushed almost $30K in amounts less than $2K through Venmo and Zelle last year. I like having a record of "cash" expenditures. Ain't nobody tracking it, I don't believe in Big Brother.

 

[rivermobster]

If these payment apps are so great and full proof why don’t all retail stores have it? Sure would save them on credit and debit card machines.

They do. I use my PayPal debit card pretty much all the time.

The cash apps advantage is, there are no fees from person to person.

If you want a cash advance, from pretty much and card/bank, there is almost always a fee for that.

So unless your employer pays you in cash, why would you ever have cash in your wallet?

Unless there was a strip club involved...

 

[BHC Vic]

Zelle Venmo PayPal I don’t like it. Let a guy borrow 20 bucks because he needed cash for a car wash. He sent Venmo o got like 18 and some change back. We almost got into a fight over it. Not the dollar whatever but if I loan you 20 I want 20 back.

 

[WYRD]

I pushed almost $30K in amounts less than $2K through Venmo and Zelle last year. I like having a record of "cash" expenditures. Ain't nobody tracking it, I don't believe in Big Brother.

Big brother can't even make it up a flight of stairs under his own power. I doubt he is making a list and checking it twice over $500 shocks..

 

[WYRD]

I got news for all you cash cheerleaders, money printed after the mid 2000s has rfid chipping technology embedded to prevent "dark money" transactions. Unless your paying in quarter rolls any large transfer of cash can be detected with wireless scanners.

 

[Activated]

Big brother can't even make it up a flight of stairs under his own power. I doubt he is making a list and checking it twice over $500 shocks..

Unless your a Trump supporter, in which case you go to jail, with no bail.

 

[CLdrinker]

They do. I use my PayPal debit card pretty much all the time.

The cash apps advantage is, there are no fees from person to person.

If you want a cash advance, from pretty much and card/bank, there is almost always a fee for that.

So unless your employer pays you in cash, why would you ever have cash in your wallet?

Unless there was a strip club involved...

You know what else don’t have fees person to person?

 

[Dan Lorenze]

I pay my dog sitter by Zelle through WF.. Quck and easy

 

[Ladsm]

Chase and Wellsfargo use Zelle on their phone apps and you can transfer money in or out to others. Its instant transfer and pretty secure. I use it to send my daughter in college $$. You can watch on your phone that it immediately hits your account with no holds. I agree I like cash deals better too but millennials are afraid to carry cash because they dont own guns.

 

[BHC Vic]

I dont get it

Neither does he

 

[CLdrinker]

Chase and Wellsfargo use Zelle on their phone apps and you can transfer money in or out to others. Its instant transfer and pretty secure. I use it to send my daughter in college $$. You can watch on your phone that it immediately hits your account with no holds. I agree I like cash deals better too but millennials are afraid to carry cash because they dont own guns.

it would be hard to send cash to your daughter so in that case I get using electronic payment.
But in person without agreeing to any other method and standing me up once.
Fuck that guy.

My safe has cash in it not zelle....

 

[HB2Havasu]

Zelle and other similar services are not "cash sales". CASH is a "cash sale", anything else creates a transaction record. If you are not concerned about big brother knowing every detail about your personal business just keep doing your thing. There are plenty of us that agree with bldrinker and feel the same way.

Yep - eventually Big Brother is going to start auditing these type of Zelle, PayPal, BitCoin transactions and start pinging people for unpaid taxes. That’s how Socialism works!

 

[boatdoc55]

They do. I use my PayPal debit card pretty much all the time.

The cash apps advantage is, there are no fees from person to person.

If you want a cash advance, from pretty much and card/bank, there is almost always a fee for that.

So unless your employer pays you in cash, why would you ever have cash in your wallet?

Unless there was a strip club involved...

I know you are(were) an auto mechanic but in the boat world, one NEVER knew what comes in your door for sale and I don't think the guy is going to take zelle or whatever new age money for it. Know what I mean

 

[napanutt]

With me I always have cash on me. Usually between 100 and 200 bucks. No particular reason I just always have.
Funny thing is I use my debit card almost everywhere so the cash in my wallet lasts a while.

 

[rivermobster]

I know you are(were) an auto mechanic but in the boat world, one NEVER knew what comes in your door for sale and I don't think the guy is going to take zelle or whatever new age money for it. Know what I mean

Actually I don't...

Cause from the looks of this thread, there are a whole lotta boaters that know exactly what Zelle is and have been using it for years.

Actually Zelle is kinda old news, ever heard of a thing called Dogecoin? Now that's new age money right there!

 

[Jimmyv]

I love the simplicity of Zelle. Both my banks have it embedded. Simple and instant. I Use it frequently, but with folks I know.

That said, If I’m selling parts, etc, and we didn’t speak upfront about using Zelle , I don’t know you, and I absolutely expect cash in hand.

With that, if I’m a buyer, everyone responds better to seeing cash

 

[CLdrinker]

Sold

Guy had cash

 

[Looking Glass]

Sold

Guy had cash

GREAT!!, now put this Damn Thing To Bed!!

 

[LargeOrangeFont]

Another gay ass millennial creation...sounds like my son. Take your fucking lazy ass to the ATM and get me my cash you lil bitch!!

Yore dad thought you were gay for swiping a credit card and not having cash in yore wallet.

 

[CLdrinker]

GREAT!!, now put this Damn Thing To Bed!!

Sooo.... I have this car someone wanted to buy with Zelle....

 

[rivermobster]

Sooo.... I have this car someone wanted to buy with Zelle.... View attachment 1000424

I see a pattern here...

 

[PaPaG]

BofA and WellsFargo both have Zelle, I have used them both since the Zelle deal was introduced probably over 200 times for quick cash to friends or employees when ever they need it or had extra costs needing to be covered right away. Never once has there been a delay or an issue with the cash at the other end...now in your case I have NEVER heard of anyone coming to buy something and say they want to pay with it, lol...I would say GREEN OR NO SALE unless I advertised other method than cash funds acceptable.

 

[LC925]

Don’t forget chlorine.......which BTW is available at Costco right now.

View attachment 1000224

Haha.... and which Costco is this?!?

 

[FlyByWire]

I can’t spend it before my wife sees it unless it’s cash. [emoji22][emoji851]

 

[rrrr]

I love the simplicity of Zelle. Both my banks have it embedded. Simple and instant. I Use it frequently, but with folks I know.

That said, If I’m selling parts, etc, and we didn’t speak upfront about using Zelle , I don’t know you, and I absolutely expect cash in hand.

I don't get the reluctance to taking a Zelle payment from someone unknown to the seller. When the buyer sends the payment, it is immediately posted into the seller's account, and can't be reversed. It's better than cash, because that could be counterfeit, or the buyer could demand the cash back using a gun for motivation.

 

[HOOTER SLED-]

Yore dad thought you were gay for swiping a credit card and not having cash in yore wallet.

I actually always used to do the cash thing and write checks back in the day. Now I use my CC everywhere and rarely have cash. I just don't do Zelle or the Venmo thing. I take my lunch to work everyday. When some of the youngsters do lunch....I say no thanks, I don't carry cash. Or I'm old skool...I'll say buy me lunch, I buy next time.....with MY credit card.

 

[Jimmyv]

I don't get the reluctance to taking a Zelle payment from someone unknown to the seller. When the buyer sends the payment, it is immediately posted into the seller's account, and can't be reversed. It's better than cash, because that could be counterfeit, or the buyer could demand the cash back using a gun for motivation.

No reason, just personal preference.
If my buddy spots me, or I owe him 50 for something, I want to pay it back on the spot. Otherwise, Time goes on and my short term memory is not the best (chemo brain)

If I’m buying or selling, I’m expecting a CASH transaction unless otherwise noted.

 

[CLdrinker]

I don't get the reluctance to taking a Zelle payment from someone unknown to the seller. When the buyer sends the payment, it is immediately posted into the seller's account, and can't be reversed. It's better than cash, because that could be counterfeit, or the buyer could demand the cash back using a gun for motivation.

Demanding the cash back with a gun is not wise, especially when someone is prepared for that scenario.

how many times have you been given counterfeit cash? I have done well over 100k in cash transactions and have never had a problem.

BTW the guy could mention his preferred payment upfront to avoid the situation.

 

[rivermobster]

Demanding the cash back with a gun is not wise, especially when someone is prepared for that scenario.

how many times have you been given counterfeit cash? I have done well over 100k in cash transactions and have never had a problem.

BTW the guy could mention his preferred payment upfront to avoid the situation.

Agree with your last statement.

I had a client wanting to pay me with that a couple months ago. At least she asked me first!

She has a home based business, and thats how all of her clients pay her. Same as cash, no fees, and transfers as fast as PayPal.

Guess who has a Zelle account now?