WELCOME TO RIVER DAVES PLACE

Mortgage Market Update/Purchase and Refinance Mortgage info

Tamalewagon

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Good Morning Campers and Happy "it's almost Friday" Thursday.

Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
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Messages
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Happy Friday Campers!

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
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Happy post ASU Parents Weekend/came home with a nasty cold Monday. Rate Lock Advisory and financial news click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

NicPaus

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What is the current best rate on a 30 year fixed ?
 

Tamalewagon

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What is the current best rate on a 30 year fixed ?
Depends on your individual loan scenario. PM it to me. (current loan amount, approximate home value and current rate, approximate credit score and zip code).
 

Tamalewagon

Little Buddy
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Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
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As I mentioned previously, inflation is going to catch up with the mortgage rates. Well, we are seeing the effects more and more. Inflation was reported at 6.2% and that scared the stock and bond markets. The treasury bonds directly impact mortgage rates alongside the MBS market. Rates are beginning their upward climb and will continue to do so until this current administration decides to take Econ 101 which is doubtful.

If you were on the fence about refinancing, I would strongly suggest jumping off that fence before you miss the market. The rates will ebb and flow but will continue their upward climb unless some unforeseen saving grace rears its head.

Wednesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Happy Friday Campers!

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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"Still down with the super cold my son was gracious enough to share with me" Monday's Rate Lock Advisory and financial news click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Wednesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Happy Thursday Campers!

Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Happy Friday Campers!

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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"Finally starting to get over this nasty cold" Monday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Taco Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Wednesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Happy Post Thanksgiving Friday Campers! Rates are WAY down today! :cool:

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
9,130
Reaction score
3,192
Monday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Reaction score
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Taco Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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LOW RATE INTEREST ONLY JUMBO 30 YEAR FIXED LOANS ARE BACK. These are NOT teaser rate neg am loans. Call or email me for details (contact information below).

Happy Hump Day's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Happy Friday Campers!

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes or my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Only 18 shopping days left until Christmas Monday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
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No need to panic...yet - Only 17 shopping days left until Christmas Tueday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Happy Hump Day's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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The bond market is in positive territory this morning which means it's a good day to lock!

Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Happy Friday Campers! Only 15 shopping days left for all you procrastinators out in RDP land.

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes or my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
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Anyone on the fence about getting their refinances done, should really consider moving forward before these low rates really are gone. The Fed is curtailing the bond purchases which is driving rates higher. They are most likely going to raise the Fed interest rates several times next year. Although that does NOT directly impact mortgage rates, lenders all tend to get the "jitters" and are quick to raise their rates but very slow to lower them. I know it's the holidays but give this some consideration so you do not leave possible savings on the table.
 

Tamalewagon

Little Buddy
Joined
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Taco Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Happy Hump Day Campers! Only 10 more shopping days until you have to buy gift cards.

Wednesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
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Wednesday's MIDDAY Rate Lock Advisory and results from the FED meeting today click HERE

As previously warned, the only practical way to put inflation and spending in check is to raise the rates. Get your refinances locked in soon campers...
 

Tamalewagon

Little Buddy
Joined
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Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Happy Friday Campers!

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes or my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Time to panic because you've only got 5 shopping days left to think of a good Christmas gift for your significant other Monday's Rate Lock Advisory - click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Happy Hump Day's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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2 shoppings days left until you're DOOMED Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Monday's Rate Lock Advisory and financial news click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Bonds are in positive territory. Good day to lock.

Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Happy New Years campers. After a short but VERY relaxing family vacation to Antigua, I'm back in the saddle.

Wednesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
9,130
Reaction score
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Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Reaction score
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Happy Friday Campers!

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes or my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
9,130
Reaction score
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Monday's Rate Lock Advisory - click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
Sep 24, 2007
Messages
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Reaction score
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Taco Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Happy Hump Day Campers!

Wednesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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The bond market is in positive territory this morning which means it's a good day to lock!

Thursday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Happy Friday Campers!

We have some new parameters for our JUMBO product...see below:

JUMBO (15- OR 30-YEAR FIXED)​

  • Excellent rates
  • Loan amounts up to $3M
  • 680+ FICO and up to 45% DTI
  • Up to 89.99% LTV and no MI required
  • Eligible on primary, second and investment properties for purchases, rate/term and cash-out refinances

Click HERE for your Friday Rate Lock Advisory and market conditions.

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

For a purchase prequalification or refinance quote, click HERE or call me today at 866-476-2494. I will have loan options available to you within 30 minutes or my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]
 

Tamalewagon

Little Buddy
Joined
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Messages
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Tuesday's Rate Lock Advisory click HERE

We offer the most aggressive VA, FHA, Conventional and JUMBO pricing for California properties and we close our loans between 14-30 days.

To get your no obligation rate quote for your purchase or refinance, call me today at 866-476-2494 or click HERE. I will have loan options available to you within 30 minutes of my receipt confirmation.

Scott Wenhe
NMLS 336862
CALBRE 1768632
619-255-3182
[email protected]

SIGNS OF A SLOWING ECONOMY:


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Wedgy

Well-Known Member
Joined
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Good information Scott. Thanks for keeping us posted up on all the Financials. Continuing Success there! Overlooking that beautiful San Diego Bay. Many hours on the water there and Mission Bay, in that little SeaRay. Thanks too, to whoever provides all the awesome Harbor webcams for the SD Bay!
 
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